Interest Rate Buying Power Calculator

Interest rate buying power calculator

See how mortgage rates shift your maximum purchase price — adjust the inputs to match any buyer profile.

Annual income $150,000
Down payment 20%
Monthly debts (car, student loans, etc.) $500 / mo
Loan term 30 years
Buying power by interest rate — based on 43% DTI limit
Monthly payment by home price & rate
Calculations based on 43% DTI (debt-to-income) limit using standard mortgage amortization formula. Principal & interest only — does not include taxes, insurance, or HOA. For illustrative purposes; consult a licensed mortgage professional for personalized guidance.